Effective Date: Jan-15-2026 | Last Updated: Jan-15-2026
These Terms of Service ("Terms") explain how you may use OK.secure and what you can expect from us. They apply to all users of the OK.secure application and related services ("Services").
By accessing or using OK.secure, you confirm that you have read, understood, and agreed to these Terms and the OK.secure Privacy Policy.
If you do not agree, you must not use the Services.
OK.secure is operated by:
OK.de Services GmbH
Uhlandstraße 165/166
10719 Berlin
Germany
OK.de Services GmbH ("OK.secure", "we", "us") provides the technical platform, interfaces, and software described in these Terms.
These Terms apply to your use of:
Certain services accessible through OK.secure are provided by independent third parties, including:
These services are governed by separate agreements between you and the respective providers. OK.secure is not a party to those agreements.
You must be at least 16 years old to use OK.secure.
OK.secure does not knowingly permit use by persons under 16.
Use of certain Services, including:
may require that you are at least 18 years old, depending on applicable law and the requirements of third-party service providers.
OK.secure does not determine eligibility for regulated financial services.
You are responsible for:
OK.secure cannot control how your device is used and relies on you to protect access.
If you use the crypto wallet:
This is an inherent characteristic of non-custodial wallets.
You may use OK.secure only for lawful purposes.
You must not:
We may take action where required by law or necessary to protect users or service integrity.
You are responsible for:
This responsibility includes content shared in group chats, group calls, and any recordings, screenshots, or copies made by users.
OK.secure does not pre-review content but may act where legally required.
AI features generate automated responses using third-party AI services.
AI-generated content:
AI features are intended as assistance only.
AI features are designed as assistive, non-autonomous systems.
Appropriate technical and organizational measures are implemented to ensure lawful and secure processing.
OK.secure:
To the maximum extent permitted by law, OK.secure disclaims all liability arising from or related to AI-generated content.
The OK.secure wallet is non-custodial, meaning:
You acknowledge the risks associated with blockchain-based systems, including volatility and potential loss of value.
OK.secure does not itself provide regulated crypto-asset services such as custody, exchange, brokerage, or execution of transactions, and does not act as a crypto-asset service provider.
All regulated crypto-asset services are provided exclusively by independent third-party providers.
Blockchain networks are public by design.
Wallet addresses, transaction data, and balances may be visible to third parties.
OK.secure does not control blockchain networks or explorers.
Crypto activities such as buying, selling, exchanging, or spending crypto are provided by independent third-party providers, including:
These providers operate under their own terms and may require identity verification (KYC).
OK.secure does not control their services or decisions.
OK.pay is a financial service product provided by Prisma Payments EP S.A. and its regulated partners.
OK.secure provides only the technical access interface enabling you to connect to those services.
The OK.pay interface itself does not provide regulated financial services.
OK.secure is not:
OK.secure does not hold funds, execute transactions, or owe fiduciary duties to users.
Use of OK.pay financial services, including any Visa debit card, is subject to separate agreements between you and:
Those agreements govern card usage, fees, limits, disputes, and compliance obligations.
In case of conflict, issuer or cardholder agreements prevail over these Terms.
All decisions regarding account approval, card issuance, transaction authorization, suspension, or termination are made exclusively by the relevant financial service providers, not by OK.secure.
OK.secure does not guarantee continuous availability, acceptance of the Visa debit card, or successful authorization of transactions.
Certain platform-level rules applicable to financial services are governed by agreements between Prisma Payments EP S.A. and its financial service partners and are not part of these Terms.
OK.secure may offer both free and paid features.
Paid features may include subscription-based memberships or add-on services.
Subscriptions renew automatically unless cancelled in accordance with the applicable purchase platform.
Billing cycles, pricing, and applicable taxes (including VAT) are disclosed prior to purchase.
Fees are non-refundable except where required by applicable law.
Fees charged by third-party crypto or financial providers are set and collected by those providers.
OK.secure does not control or refund such fees.
OK.secure software, interfaces, content, and branding are protected by intellectual property laws.
You may not copy, modify, reverse engineer, or misuse the Services except as expressly permitted.
We aim to keep OK.secure reliable, but:
End-to-end encryption does not prevent recipients from copying, recording, forwarding, or otherwise sharing content they receive.
OK.secure is not intended for emergency communications and does not provide emergency or priority calling services.
If your account remains inactive for an extended period, OK.secure may restrict access or delete data in accordance with applicable law and the Privacy Policy.
To the maximum extent permitted by law, OK.secure is not liable for:
Mandatory consumer rights remain unaffected.
Except where prohibited by law, the Services are provided "as is" and "as available", without warranties of any kind.
OK.secure may suspend, restrict, or terminate access to the Services where required by law, financial regulations, card-scheme rules, or partner instructions.
These Terms are governed by the laws of the Federal Republic of Germany.
To the extent permitted by law, the courts of Berlin, Germany shall have jurisdiction. Mandatory consumer protection laws remain unaffected.
Legal notices relating to these Terms must be sent to:
OK.de Services GmbH
Email: hilfe @ ok .de
OK.secure may provide notices to users via the app or other reasonable means.
We may update these Terms to reflect service, legal, or regulatory changes.
Material changes will be communicated. Continued use constitutes acceptance.
OK.de Services GmbH
https://www.oksecure.net/support